Discover Financial Services

    Discover Financial Services

    NNYSE:DFS
    - -
    USD
    - -
    - -
    9.07P/E
    2012 Y
    2013 Y
    2014 Y
    2015 Y
    2016 Y
    2017 Y
    2018 Y
    2019 Y
    2020 Y
    2021 Y
    2022 Y
    2023 Y
    2024 Y
    TTM
    Revenue per Share
    - -
    16.96
    18.35
    20
    22.47
    26.46
    31.13
    35.81
    36.12
    40.02
    47.71
    62.18
    71.35
    71.65
    Basic EPS, GAAP
    - -
    5.02
    4.95
    5.17
    5.82
    5.51
    7.88
    9.14
    3.62
    17.73
    15.36
    10.76
    17.82
    18.81
    Free Cash Flow per Basic Share
    - -
    6.78
    7.97
    8.44
    10.48
    13.34
    14.35
    18.48
    19.33
    19.42
    24.92
    32.52
    32.5
    33.64
    Dividend per Share
    - -
    0.82
    1.01
    1.18
    1.27
    1.41
    1.6
    1.79
    1.88
    2.12
    2.54
    2.96
    3.07
    3.07
    Book Value per Share
    14.49
    19.83
    24.83
    30.33
    37.37
    44.63
    54.98
    66.55
    65.02
    82.57
    100.23
    117.56
    133.82
    137.25
    Tangible Book Value per Share
    17.13
    20.16
    21.95
    23.55
    25.54
    26.5
    29.51
    34.02
    30.87
    40.32
    45.43
    50.88
    66.2
    70.26
    Basic Weighted Avg Shares
    516
    485
    462
    437
    405
    374
    344
    320
    307
    300
    277
    254
    251
    251
    Sales/Revenue/Turnover
    - -
    8,224
    8,477
    8,739
    9,099
    9,897
    10,709
    11,459
    11,088
    12,007
    13,216
    15,794
    17,910
    18,001
    Operating Margin (%)
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Depreciation Expense
    - -
    334
    369
    391
    351
    393
    435
    436
    485
    531
    561
    458
    300
    215
    Net Income, GAAP
    - -
    2,470
    2,323
    2,297
    2,393
    2,099
    2,742
    2,957
    1,141
    5,388
    4,316
    2,796
    4,535
    4,788
    Effective Tax Rate (%)
    - -
    37.37
    37.11
    36.41
    34.55
    40.66
    23.77
    22.89
    20.49
    22.85
    23.49
    23.12
    25.34
    25.18
    Profit Margin (%)
    - -
    30.03
    27.4
    26.28
    26.3
    21.21
    25.6
    25.81
    10.29
    44.87
    32.66
    17.7
    25.32
    26.6
    Working Capital
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    LT Debt
    17,666
    20,474
    22,544
    24,650
    25,443
    26,326
    27,228
    25,701
    21,241
    18,477
    20,108
    20,581
    16,253
    14,538
    Total Equity
    9,873
    10,809
    11,134
    11,275
    11,323
    10,892
    11,130
    11,859
    10,884
    13,408
    13,895
    14,235
    17,926
    18,963
    Return on Invested Capital (%)
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Return on Capital (%)
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    - -
    Return on Common Equity (%)
    - -
    28.47
    21.68
    18.28
    16.6
    12.96
    15.23
    14.55
    5.38
    23.78
    16.19
    9.49
    14.1
    14.54

    Capital Structure

    USD

    •

    in mil. unless spec.
    Sep'24
    Dec'24
    Mar'25
    ST Debt
    750
    - -
    - -
    LT Borrowings
    17,427
    16,253
    14,538
    LT Finance Leases
    - -
    - -
    - -
    Preferred Equity and Hybrid Capital
    1,056
    1,056
    1,056
    Shares Outstanding
    251
    251
    252
    Market Capitalization
    35,000
    43,437
    42,888

    Working Capital

    USD

    •

    in mil. unless spec.
    Sep'24
    Dec'24
    Mar'25
    Total Current Assets
    - -
    - -
    - -
    Cash, Cash Equivalents & STI
    13,705
    16,179
    19,377
    Accounts Receivable, Net
    - -
    - -
    - -
    Inventories
    - -
    - -
    - -
    Total Current Liabilities
    - -
    - -
    - -
    Payables & Accruals
    - -
    - -
    - -
    ST Debt
    750
    - -
    - -
    Deferred Revenue
    - -
    - -
    - -

    Growth Rates

    USD

    •

    in mil. unless spec.

    (avg. rate of change)

    10 years
    5 years
    1 year
    Total Equity
    5.36%
    9.4%
    25.93%
    Free Cash Flow
    8.7%
    7.09%
    -1.25%
    Net Income, GAAP
    34.71%
    63.58%
    62.2%
    Sales/Revenue/Turnover
    7.92%
    9.61%
    13.4%
    Total Cash Common Dividend
    5.21%
    5.61%
    2.75%

    Quarterly Revenue

    USD

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    3,726
    3,861
    4,027
    4,196
    15,794
    2024
    4,160
    4,538
    4,453
    4,759
    17,910
    2025
    4,251
    - -
    - -
    - -
    - -

    Quarterly Earnings Per Share

    USD

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    3.53
    3.51
    2.22
    1.55
    10.76
    2024
    3.28
    6.07
    3.34
    5.14
    17.82
    2025
    4.26
    - -
    - -
    - -
    - -

    Quarterly Dividends Per Share

    USD

    •

    in mil. unless spec.

    Year

    Q1
    Q2
    Q3
    Q4
    FY
    2023
    0.67
    0.76
    0.77
    0.77
    2.96
    2024
    0.78
    0.77
    0.76
    0.76
    3.07
    2025
    0.77
    - -
    - -
    - -
    - -

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